Sahara India Refund List 2025: ₹50,000 Refund Released, Status Check and Complete Guide

Lakhs of small investors placed their savings in Sahara Group cooperative societies and have waited years for resolution. Following directions of the Hon’ble Court and the Government of India, a dedicated refund mechanism is now operational through the CRCS refund portal. The process is verification led, digital, and uses direct bank transfer to ensure that genuine depositors receive their money safely. Many claimants have already received credits, while remaining claims are moving through document checks and approvals. This guide explains who is eligible, how to register, how to track your status, and what to do if your application was rejected or is still pending.

What is the Sahara India Refund List 2025

The phrase “refund list” refers to the set of claimants who have completed registration and document verification and are queued for payment. To protect depositor privacy and reduce misuse, the government is not publishing a public name wise list. Instead, every claimant can view the live status of their own claim by logging in to the portal. If your documents match society records and your KYC is valid, the approved refund is released directly to your bank account.

Quick Summary

Who Can Receive the Refund

Eligibility applies to genuine depositors of any of the four Sahara Group cooperative societies listed below. You must have proof of deposits and valid KYC.

• Sahara Credit Cooperative Society Limited, Lucknow
• Humara India Credit Cooperative Society Limited, Kolkata
• Sahyog Universal Multipurpose Society Limited
• Stars Multipurpose Cooperative Society Limited

Key conditions

• Completed registration on the CRCS portal
• Correct personal details matching Aadhaar and PAN
• Deposit details that match society records
• Active bank account linked to your PAN and Aadhaar
• No material discrepancy in documents uploaded

How Much Will You Receive

The current phase provides refunds up to ₹50,000 per eligible depositor subject to verification and policy limits. Amounts may be released in phases if your total verified deposit exceeds the phase cap. Final credit depends on verified principal and instructions issued for that phase.

Required Documents

Keep clear scans or photos ready before you start registration.

• Aadhaar Card
• PAN Card
• Bank passbook or cancelled cheque with visible account number and IFSC
• Original deposit receipts or passbook issued by the cooperative society
• Mobile number linked to Aadhaar for OTP
• Recent passport size photograph if requested

Tip: Ensure the name on Aadhaar, PAN and bank account is identical. Even minor spelling mismatches can delay verification.

Step by Step Registration and Claim Submission

1. Visit the official portal
   Open mocrefund.crcs.gov.in.
2. Create login
   Choose Depositor Login. Enter Aadhaar details and verify via OTP.
3. Enter personal and bank details
   Provide PAN, date of birth, address, bank account number and IFSC. Save carefully.
4. Add deposit information
   Select the cooperative society, enter receipt numbers, dates, and amounts. Upload clear images of receipts or passbook pages.
5. Upload KYC documents
   Upload Aadhaar, PAN and bank proof. Follow the file size and format instructions shown on screen.
6. Submit claim
   Review the preview, confirm declarations, and submit. Note the acknowledgement number.
7. Track status
   Revisit the portal. Use Depositor Login to see whether your claim is under scrutiny, approved, or credited.

How to Check Sahara India Refund Status

• Go to mocrefund.crcs.gov.in
• Click Depositor Login
• Authenticate with Aadhaar OTP
• Click View Application Status
• You will see one of the following: Under Verification, On Hold for Clarification, Approved, Paid with UTR reference

If the portal shows a clarification request, upload the exact document requested instead of resubmitting the entire application.

Processing Timelines and Current Pace

Refunds are being credited in batches after multi level checks. If your documents were correct at the first attempt, approval is usually faster. Applications with name mismatches, unclear scans, or missing receipts typically take longer. There is no need to visit any middleman. All communication is online and status is visible in your account.

Common Reasons for Rejection or Delay

• Name mismatch between Aadhaar, PAN and bank account
• Illegible deposit receipts or incomplete receipt numbers
• Bank account not in claimant name or account not active
• Duplicate claim entries for the same receipt
• Wrong society selected while entering deposit information

What to do
Correct the specific field, replace unclear images, and resubmit on the same login. Keep your phone reachable for OTP and portal messages.

Safety and Scam Alerts

• Use only mocrefund.crcs.gov.in
• Do not pay anyone who promises faster refunds
• Do not share OTP or login credentials with third parties
• Check your bank statement for the credit and UTR reference after approval shows as Paid in the portal

Official Website

CRCS Sahara Refund Portal: https://mocrefund.crcs.gov.in

Frequently Asked Questions

1. Will I definitely get ₹50,000

₹50,000 is the current phase cap per eligible depositor. Your actual credit depends on verified deposits and policy for the ongoing phase. If your total verified claim is higher, further phases may be announced.

2. Can I apply without original receipts

You must provide verifiable proof. If originals are lost, gather alternate proof like society passbook pages or acknowledgement slips and upload clear copies. Approval depends on successful matching with society data.

3. My application shows On Hold for Clarification. What does it mean

The verifier needs a corrected document or clearer image. Log in, open the clarification tab, upload the requested file, and resubmit.

4. How will I know that payment is credited

Your status will change to Paid with a transaction reference. You will also see the amount in your bank statement via direct bank transfer.

5. Can I see a district wise beneficiary list

No public list is published to protect privacy. Use the personal status checker in your Depositor Login to view your own approval and payment details.

Conclusion

The Sahara India Refund mechanism in 2025 focuses on secure digital verification and direct bank transfer so that genuine depositors receive timely refunds. If you invested in any of the four covered cooperative societies, complete registration on the CRCS portal, upload accurate documents, and track your status online. Keep your KYC consistent across Aadhaar, PAN, and bank account, respond quickly to any clarification request, and avoid intermediaries. With careful filing and correct details, your approved refund can be credited smoothly to your bank account.

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