Centrelink November 2025 Payment Increases: Updated Rates, Eligibility, and Key Dates

Australians continue to manage higher prices for housing, utilities, transport, and groceries. To help payments keep pace with costs, Centrelink applied indexation in September 2025, lifting the main income support and pension rates. November does not bring a new lump sum or bonus, but it does carry those higher indexed amounts across all regular pay cycles. If you receive the Age Pension, Disability Support Pension, JobSeeker, Parenting Payment, or Rent Assistance, your November statements will reflect the uplifted rates that started in September. Understanding the current amounts, eligibility settings, and dates helps ensure you receive everything you are entitled to through the end of the year.

What Changed for November 2025

• No new bonus or top up: Centrelink has not scheduled an additional one off payment for November.
• Indexed rates continue: The higher September rates remain in force for all November cycles.
• Cost of living supports remain: Energy, rent, and concession measures that were funded earlier in 2025 continue to operate for eligible households.

This approach provides stability for budgeting across the final quarter of the year while broader affordability measures progress.

Quick Summary

Updated Fortnightly Rates Now In Effect

Below are the verified amounts that apply to most recipients in November 2025. Actual payments may vary based on income and assets testing, supplements, and personal circumstances.

Age Pension

• Single: $1,116.30 per fortnight
• Couple, combined: $1,831.00 per fortnight, which is $915.50 each
• Energy Supplement: $7.05 to $10.60 per fortnight depending on relationship status

Disability Support Pension

• Single: $1,116.30 per fortnight
• Couple, combined: $1,831.00 per fortnight
• Child Disability Add on: $146.50 to $182.10 per fortnight depending on assessed severity

JobSeeker Payment

• Single, 22 or over, no children: $819.10 per fortnight
• Single with dependent children: $882.00 per fortnight
• Couple, each: $748.70 per fortnight
• Age 55 plus on income support for 9 months or more: higher thresholds and settings continue

Parenting Payment (Single)

• Base rate: $922.10 per fortnight
• Energy Supplement: $13.20 per fortnight

Rent Assistance, Maximum Rates

• Single: $195.80 per fortnight
• Couple, combined: $184.50 per fortnight
• Single with children: up to $230.80 per fortnight

These settings help offset the earlier rises in housing, transport, and utilities recorded through 2025.

Eligibility Rules That Apply in November

Eligibility follows existing legislation and program rules. Core factors include:

• Residency: Most payments require Australian residency and presence in Australia during the claim period.
• Income and assets: Means testing adjusts or phases out payment amounts as income or asset levels rise.
• Age or family status: Age Pension requires meeting the qualifying age of 67. JobSeeker and Parenting Payment follow their own age, caring, and dependency rules.
• Health and care needs: Disability Support Pension and Carer related payments require medical or functional assessments consistent with the program criteria.

You do not need to submit a fresh claim to receive the indexed amount. Centrelink applies the uplift automatically to ongoing entitlements. You can confirm your rate in MyGov or the Express Plus Centrelink app.

November 2025 Payment Schedule

Regular fortnightly cycles continue. Most recipients will see funds on or around:

• Thursday 6 November 2025
• Thursday 20 November 2025

Timing can differ slightly by bank processing. Cheque payments or payments via third parties may settle later.

Cost of Living Measures Still Operating

Even without a new one off bonus, several supports continue into late 2025:

• Energy bill relief: State and Commonwealth credits of up to $300 remain in place on eligible household electricity accounts.
• PBS concessions: $7.70 maximum co payment per script for concession card holders.
• Transport concessions: Pensioner Concession Card discounts on public and interstate transport remain available.
• Targeted rent support: Rent Assistance and selected council or community housing rebates in participating regions continue.

Check your local state or territory site for any additional rebates that may apply to your property, energy account, or council area.

How Centrelink Calculates Increases

Centrelink indexes most payments in March and September each year. For pensions, the system compares:

• CPI: Consumer Price Index
• PBLCI: Pensioner and Beneficiary Living Cost Index
• MTAWE: 27.7 percent of Male Total Average Weekly Earnings

Whichever benchmark produces the highest result sets the pension increase. This method helps protect purchasing power even when inflation dips temporarily. Working age payments also follow indexation rules that align with living costs and wages.

Practical Tips for Recipients

• Verify your details: Keep bank information, contact details, and income reporting up to date in MyGov.
• Track statements: Use the Express Plus Centrelink app to view payment summaries and upcoming dates.
• Use FIS: The Financial Information Service provides free budgeting and retirement planning guidance.
• Stay scam aware: Centrelink will not ask for passwords, PINs, or full banking credentials by text or email. Ignore messages claiming surprise bonuses or urgent verification outside official channels.

What To Expect in Early 2026

• Next indexation: Scheduled for March 2026. Depending on inflation and wages, a rise in the range of 1 to 2.5 percent may apply across several payments.
• Policy reviews: Ongoing work on housing affordability, energy pricing, and older worker participation under the Work Bonus settings may shape further support options.
• Mid year update flow through: Any changes flagged in the December 2025 mid year economic update could take effect in early 2026.

Frequently Asked Questions

1) Are there any new Centrelink bonuses in November 2025

No. November continues the higher indexed rates from September. There is no separate one off bonus scheduled for this month.

2) When will I be paid in November

Most recipients on standard cycles will receive funds around Thursday 6 November 2025 and Thursday 20 November 2025, subject to bank processing times.

3) Do I need to reapply to get the higher rate

No. If your claim is ongoing and eligible, Centrelink applies the indexed rate automatically. You can confirm it in MyGov or the Express Plus Centrelink app.

4) How are pensions indexed

Pensions are adjusted using CPI, PBLCI, and 27.7 percent of MTAWE, with the highest outcome being applied. This approach aims to protect real purchasing power.

5) What extra supports are still available in late 2025

Energy bill relief credits, PBS concession co payments, transport concessions through the Pensioner Concession Card, and targeted rent assistance programs continue for eligible households.

Conclusion

November 2025 delivers stability rather than surprises. There is no new lump sum this month, yet the higher September indexed rates continue across pensions and income support, providing consistent relief as households plan for summer and the new year. Keep your details current, use the digital tools to confirm amounts, and take advantage of concessions and rebates that can stretch your budget while broader cost of living measures progress.

Official Site

Visit Services Australia for full, current information and calculators:
https://www.servicesaustralia.gov.au

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